Welcome to Quick Mortgages UK
Your trusted partner in finding the perfect mortgage solution tailored to your needs.
Whether you’re a first-time buyer, looking to remortgage, or investing in buy-to-let properties,
We’re here to guide you through the process with expertise and efficiency.
First Time Buyer Mortgages
Ready to Become a First Time Homeowner?
We’ll Help You Climb the Property Ladder
First-time buyer mortgages are specifically designed for individuals who are purchasing a property for the first time. This type of mortgage typically requires a smaller deposit, often as low as 5% of the property’s value, making it more accessible for those who may not have a large amount of savings. First-time buyer mortgages can be beneficial for a variety of individuals, including:
- Young adults looking to take their first step onto the property ladder.
- Renters who are ready to transition to homeownership.
- Individuals who have previously owned a property but have not done so for several years.
As a first-time buyer, navigating the mortgage market can be a daunting task. However, with the right guidance from us, you can find the perfect mortgage to suit your needs.
You will get help and guidance every step of the way. We’ll take the time to understand your unique financial situation and goals, then scour the market to find the most suitable mortgage product for you.
Whether you’re self-employed, starting a new job, or have your heart set on a new build, we’ll consider all the variables and suggest options you may not have even considered.
We’ll walk you through the entire process, from getting a mortgage in principle to completing the purchase of your dream home. Our expertise and direct lender relationships mean we can secure the best possible rates and ensure everything goes smoothly.
Contact us today for a free no-obligation consultation and let us guide you through this exciting new chapter.
Remortgage
Unlocking New Opportunities for Your Home
A remortgage is the process of replacing an existing mortgage with a new mortgage on the same property.
Remortgaging can be a powerful financial tool, allowing you to potentially lower your monthly payments, access the equity in your home, or even fund home improvements. However, navigating the complexities of the mortgage market can be a daunting task, especially if you’re unsure of the best options for your unique situation.
That’s where we come in. As experienced mortgage brokers, we’re here to guide you through the remortgaging process and help you find the most suitable solution for your needs. We’ll take the time to understand your financial goals, whether that’s reducing your monthly outgoings, releasing equity for a renovation project, or consolidating debts.
Our expertise and direct lender relationships mean we can access a wide range of remortgage products, ensuring you get the best possible rates and terms. We’ll handle all the paperwork and liaise with lenders on your behalf, so you can focus on the bigger picture.
Don’t settle for a remortgage that doesn’t align with your long-term plans. Contact us today for a free, no-obligation consultation, and let us help you unlock the full potential of your home.
Bad Credit Mortgages
A Fresh Start for Your Home Ownership Dreams
Owning a home is a cherished dream for many, but a less-than-perfect credit history can often feel like an insurmountable obstacle. At Quick Mortgages Uk, we understand that life can take unexpected turns, and financial setbacks can happen to anyone.
That’s why we specialize in helping individuals with adverse credit histories secure the mortgages they need to turn their homeownership aspirations into reality.
A Fresh Start for Your Home Ownership Dreams
Owning a home is a cherished dream for many, but a less-than-perfect credit history can often feel like an insurmountable obstacle. At Quick Mortgages Uk, we understand that life can take unexpected turns, and financial setbacks can happen to anyone.
That’s why we specialize in helping individuals with adverse credit histories secure the mortgages they need to turn their homeownership aspirations into reality.
Our team of experienced mortgage advisors is dedicated to finding tailored solutions for clients with bad credit. We work closely with a network of trusted lenders who understand that a credit score is just a number and that everyone deserves a second chance. Whether you’ve faced bankruptcy, CCJs, Defaults, or simply made a few financial missteps along the way, we’ll guide you through the process and explore all available options to secure the best possible mortgage deal.
Bad credit mortgages are designed to provide a fresh start for those who may have been turned away by traditional lenders. With flexible lending criteria and a personalized approach, we can help you navigate the complexities of the mortgage application process and increase your chances of approval. Our advisors will work tirelessly to present your case in the most favourable light, highlighting your current financial stability and future prospects.
Don’t let a less-than-perfect credit history hold you back from achieving your dream of homeownership. Take the first step towards a brighter future by scheduling a free, no-obligation consultation with one of our bad credit mortgage specialists today.
Buy to Let Mortgages
A buy-to-let (BTL) mortgage is a type of mortgage specifically designed for individuals who want to purchase a property to rent out, rather than to live in themselves.
Investing in a buy-to-let property can be a lucrative business, but navigating the complexities of the mortgage market can be daunting, especially for first-time landlords. As experienced mortgage brokers and seasoned investors, we’re here to guide you through the process and help you unlock the full potential of your buy-to-let venture.
Whether you’re looking to remortgage an existing investment property or secure financing for a new purchase, we’ll take the time to understand your unique financial situation and investment goals. We’ll then find the most suitable buy-to-let mortgage product, considering factors like rental income, property value, and your credit profile.
By leveraging our expertise and lender relationships, we can help you secure the best rates and terms, minimizing your monthly outgoings and maximizing your rental yields. We’ll also advise on strategies to optimize your portfolio, such as releasing equity or exploring alternative financing options.
From start to finish, we’ll be by your side, guiding you through the buy-to-let process. We’ll handle the paperwork, liaise with lenders, and provide valuable insights to ensure a smooth and stress-free investment journey.
Don’t let the mortgage market hold you back from building your buy-to-let portfolio. Contact us today for a free, no-obligation consultation, and let us help you unlock the full potential of your investment.
Home Mover Mortgages
A home mover mortgage is a standard mortgage that allows existing homeowners to purchase a new property, either by porting their current mortgage or securing a new deal.
As a current homeowner looking to move to a new property, you’re likely facing the complexities of the mortgage market and the home-buying process. But you don’t have to go it alone. We’re here to guide you every step of the way.
As experienced mortgage brokers, we can help you navigate the ever-changing mortgage landscape and find the most suitable solution for your home move. We’ll take the time to understand your unique financial situation, goals, and preferences, then scour the market to secure the best possible rates and terms.
From start to finish, we’ll be by your side, guiding you through the entire home-buying process. We’ll handle the paperwork, liaise with lenders, and provide valuable insights to ensure a smooth and stress-free transition to your new home.
Don’t let the complexities of the mortgage market and home-buying process hold you back. Contact us today for a free, no-obligation consultation, and let us help you navigate the next chapter of your homeownership journey.
Right to Buy Mortgages
A Right to Buy Mortgage is a type of mortgage specifically designed for individuals who are eligible to purchase the council or housing association property they are currently renting through the Right to Buy scheme.
It offers council tenants a unique opportunity to purchase their homes at a discounted price. Right to buy mortgages typically do not require a deposit, as the discount received on the property can be used as the deposit. Lenders often accept the discount as the deposit.
However, navigating the complexities of the mortgage market and the home-buying process can be daunting, especially for first-time buyers. That’s where we come in as your trusted mortgage broker.
Factors such as your income, credit history, and the property’s value will all be considered by lenders when determining your borrowing capacity.
As experienced mortgage brokers, we can help you understand the eligibility criteria and guide you through the entire process.
The mortgage market can be complex, with a wide range of lenders and products to choose from. We’ll scour the market to find the most suitable Right to Buy mortgage for your unique circumstances, ensuring you secure the best possible rates and terms.
From start to finish, we’ll be by your side, handling the paperwork, liaising with lenders, and providing valuable insights to ensure a smooth and stress-free home-buying experience. We’ll also connect you with trusted solicitors and other professionals to support you throughout the process. Contact us today for a free, no-obligation consultation, and let us guide you through the Right to Buy journey.
Help to Buy Mortgages
The Help to Buy scheme has been a game-changer for aspiring homeowners, providing a pathway to property ownership that may have previously seemed out of reach. However, the availability and details of the scheme have undergone some changes in recent years, so it’s important to understand your options.
Help to Buy Equity Loan Scheme
The Help to Buy equity loan scheme in England has now ended, with the last date for new applications being 31st October 2022. If you had already reserved a home using the scheme, you had until 31st March 2023 to complete your purchase.
But the good news is that the scheme is still running in Wales, with the final date for legal and practical completion set as 19th December 2025. So if you’re a first-time buyer or an existing homeowner in Wales, you may still be able to take advantage of this valuable government initiative.
Other Affordable Home Ownership Schemes
While the Help to Buy equity loan scheme is no longer available in England, there are still other government-backed schemes that may be worth exploring, such as:
Shared Ownership
Forces Help to Buy (for eligible members of the British Armed Forces)
Lifetime ISA
These schemes can provide a more accessible path to homeownership, so it’s worth researching your options.
Let Us Guide You
As your trusted mortgage broker, we’re here to help you navigate the complexities of the mortgage market and the home-buying process, ensuring you make the most of the available schemes and incentives.
Don’t let the changes to the Help to Buy scheme hold you back from realizing your homeownership dreams. Contact us today for a free, no-obligation consultation, and let us guide you towards your new home.
Get Started Today
Ready to embark on your mortgage journey with Quick Mortgages UK?
Contact us today to schedule a consultation and let us help you find the perfect mortgage solution for your needs.
Your financial goals are within reach, and we’re here to help you achieve them.
Request for call back
Contact us today to schedule
A free initial consultation
